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    • Profitability Puzzles: Insights from North Macedonian Banks 

      Spaseska, Tatjana; Hristoski, Ilija; Odzaklieska, Dragica (Tsenov Publishing House, 2025)
      The profitability of banks, as an indicator of financial performance, reflects their ability to generate substantial revenues. Bank profits are essential for their survival, solvency, and growth in a highly competitive ...